Monday, August 31, 2009

Health Benefits for Legislators, the Hawaiian Monarchy


Millions of Americans could be affected by the health care reform in Congress in the discussion. Also included are hundreds of them are sitting in the House of Representatives and the Senate?

Curiosity about the reform efforts and benefits, the legislature's health inspired one of the questions in this edition of "Ask AP," a weekly Q & A column where AP journalists respond to questions of the news readers.

If you see your own news-related question that you would like a response to an AP reporter or editor, send it to newsquestions@ap.org, with "Ask AP" in the subject line. And please include your full name and residence, so that they can be published with your question.

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A recent article on the 50th Anniversary of the PA as a State of Hawaii, said the Hawaiian monarchy was overthrown in 1893 by a group of white businessmen. What types of companies were these men?

Rebecca Moeller

Socorro, N.M.

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The case was organized by a group, the Safety Committee, whose 13 members were businessmen who seek the annexation of Hawaii in the United States. Its members include producers of sugar, shippers Pacific, a newspaper editor, wood sellers and traders.

The employers wanted Hawaii to a U.S. territory, so that they could make more money, their products - especially sugar - for the United States.

Beginning in 1890 called the McKinley Act was to protect high tariffs on imports into the United States imposed on U.S. manufacturers. Hawaii, if the U.S. joined the company could not restore some of the gains it had in 1875 under a contract, so that imported goods such as sugar and rice, eaten exempt the United States.

Some of these companies was the "Big Five", a group of former sugar refinery business, political power and the profit gained by annexation. The Big Five is Castle & Cooke, Alexander & Baldwin, C. Brewer & Co., Amfac and Theo H. Davies & Co.,

Castle & Cooke, now a Hawaiian landowner and developer. Alexander & Baldwin, also owns land and is the parent company of Matson Navigation Co.

C. Brewer & Co. was liquidated in recent years. Amfac be Kaanapali Land LLC, which owns the land west of Maui. Theo H. Davies later owned Pizza Hut and Taco Bell, Mercedes-Benz and Jaguar franchises on the islands.

Marc Niess

Associated Press

Honolulu

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Why Congress will be excluded from a proposed program of health care for all, if it so good?

Robert THIEBEAU

Morehead City, N.C.

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Congress has proposed a program to care for all. Most Democrats support a new government run insurance system with private insurers to compete and offer an attractive option, especially for people not covered by their employers.

It is true that most members are not likely to be part of the Medicare program as the new public plan, but are not specifically excluded.

Legislation by the Senate Health, Education, Labor and Pensions passed included an amendment by Senator Tom Coburn, R-Okla., Members of Congress and their aides would be required to join a public plan established by the law. However, the provision should not definitive in a statement.

Agreed upon in the House Education and Labor Committee to request a minor amendment by Rep. Joe Wilson, a Republican, the legislature to vote to join the plan to the public.

When asked why not publish the proposed plan to bind themselves, legislators sometimes to the point that the public commitment to this plan as a volunteer meant for everyone.

Currently, members of Congress may participate in the benefits of the federal Health of workers under the same rules as other federal employees. Enter the program offers a variety of private plans that members may, in the government to pay 72 to 75 percent of the cost of the premium - similar to the split-employer of workers in the private sector.

Erica Werner

AP Health Writer

Washington

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If I had money in a certificate of deposit at a bank by the FDIC and the bank default on interest payments covered for me, began what the intervention of the FDIC? How long does it take to get my money? Does the FDIC guarantee payments of interest only or mainly?

Fred Clark

Albuquerque, N.M.

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It depends on whether the bank if the CD or not - a rare feat - the bank will not pay just the interest due.

In the case of a bank insured by the Federal Deposit Insurance Corp. is wrong, and that is taken by the FDIC, the CD like any deposit - up to $ 250,000 per depositor per bank covered, as principal and interest. No waiting for access to their money.

In case of default by a bank, which is still operating, regulators advise you first try to correct the situation with the institution. If none of these works to the main regulator of banks - could the federal government Office of Thrift Supervision, the Office of the Comptroller of the Currency, or a government agency. Or contact the department of banking or consumer affairs office in your country. The FDIC is not involved in such a situation.

Marcy Gordon

AP Business Writer

Washington

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